The feature list below provides a high level overview of the platform, and is updated on the first Tuesday of every month. The platform’s capabilities are accessible to our clients through an API and through the Unit Dashboard.

To learn more about Unit’s platform, follow the latest releases by reading the monthly changelog post, and explore our future releases using our public roadmap.


  • Deposit accounts (individual, joint, and business) [docs]


  • Custom designed physical debit cards (individual and business) [docs]
  • Virtual cards (individual and business)
  • Programmatic authorization of card purchases [docs]
  • Adding virtual and physical cards to mobile wallets (Apple, Google, and Samsung)


  • Real time book payments [docs]
  • ACH credit and debit [docs]
  • Send and receive wire payments [docs]
  • Send and receive international payments
  • Batch payments [docs]


  • Cash advances

White-Labeled UIs

  • Fully customizable responsive application form (individual and business) [docs]
  • Monthly account statements [docs]


  • Zero-fee ATMs with Allpoint
  • Connect your bank account to thousands of services using Plaid Exchange [docs]
  • Reduce the friction and fraud risk of ACH payments using Plaid Link [docs]
  • Support tax payment and benefits contributions of independent workers with Abound

To learn more about how existing customers are building on Unit, visit our customer stories page. To keep up with the most recent company and platform update, subscribe to our monthly newsletter.

Ready to bring your own financial features to life? Sign up for sandbox or request a demo.